Introducing Denis Schaumburg (Director)

  • – Present (5 years 6 months)

    Working with family business of all descriptions (all forms of retail operations, grazing & farming enterprises etc) in the more remote corners of the state to deliver contemporary & tailor made solutions to

    Business viability & profitability
    Revenue & profit growth
    Improved business structure & security of tenure
    Design & implementation where appropriate of marketing plans
    Debt reduction strategies
    Succession planning (THAT conversation between family members and/or business partners)
    Wealth accumulation strategy for all generations/business partners
    Shareholder & partnership agreements
    Personal & business insurance solutions
    Structured succession estate planning solutions


DS&A and the Family Business

DS&A provides specialist financial management services Australia wide combining traditional professional banking experience with high level advice in succession planning (the conversation first, followed by the structural change), borrowing, wealth accumulation in a tax advantaged environment, estate planning, capital markets, personal risk insurance & access to taxation advice.

The work we undertake, includes, but is not limited to:

Engage family members and/or business partners in direct discussions on a face to face basis to deliver & execute a succession strategy that meets the objectives of the various generations and/or business partners over the short/medium & long term
Improving & where appropriate, simplifying existing transactional, banking & gearing arrangements
Reducing the cost of doing business with your Bank, participation in &/or leading negotiations in that regard
Review of information management systems, make recommendations & implement
Undertake a Viability analysis of the business, make recommendations & implement
Review of HR policies & strategy, position descriptions, performance management, recruitment policy & strategy, make recommendations & implement
Develop & implement marketing strategy & action plans to underpin sustainable business growth strategy to deliver expected outcomes in terms of annual turnover & profitability & capital value of the business
Undertake the drawing up of shareholder & buy/sell agreements as part of succession strategy
Provide risk solutions against loss of income, death, disability, trauma & critical illness
Build a wealth strategy for generational family members and/or business partners that includes a full range of strategic & comprehensive financial planning & superannuation advice
Provide structured estate planning solutions including management of philanthropic interests as needed

Working with Corporate Australia & Government to develop & secure strategic alliances & positive commercial outcomes for Qld

Succession and the Family Business

Many business partners who are often family members ponder in the dark corners of their mind about succession, when do the older partners/family members step back, how do the younger partners/generations assume the reins autonomously, of a business that necessarily is financially robust (hopefully) & take it forward, how do business & family partners protect what is most important to them; their family & future?

The last thing any business big or small would wish to deal with is incomplete or worst still, no, succession, banking, cashflow & wealth solutions These are all linked.

Whatever happened to that “old fashioned” approach that starts with you, your business & provides strong support & advice to better grip the future & bring it into focus; Many families/businesses are trying to do this on their own, progress is slow. Many business’s have developed succession solutions which cannot be reconciled to the business now or in the future. We work with you to build wealth reduce tax & not compromise cashflow then, help you protect & grow it. We are not fair weather sailors we are with you when things get tough and those who you thought would help, don’t. You know who they are.

We work with you to boost profitability, improve your capacity to proactively manage your business, retire debt & control expenses. Then with that improved profitability & cashflow we help you minimise tax & put capital aside for your future without impacting on the strength of the business.

We assist you with making sure you are correctly insured & where needed,buy/sell & shareholder agreements; what about your estate planning, when was the last time you looked at your wills? Are all of your assets & structures correctly dealt with? What would happen in your family if you were to die unexpectedly?

Together we ensure that your business is sustainably profitable, tax managed, correctly insured, succession strategy in place and personal wealth accumulation on track now the future.